Who Pays for Home Care?
Funding for Long-Term Care
There are several ways to finance long-term care services. Many families use a combination of payment sources, including Medicaid (when eligible), Long-Term Care Insurance, Veterans Benefits, and private funds.
At Comfort Well Care, our care coordinators work closely with families to assess care needs and explore available funding options. During the initial consultation, we will help determine the most appropriate care plan and identify potential payment resources.
Medicare
Medicare may cover certain short-term skilled nursing services, home health care, and hospice care when specific eligibility requirements are met.
Please note that Medicare does not typically cover non-medical personal care services provided by Comfort Well Care.
Medicaid
Medicaid is a state-administered, federally funded program that provides healthcare coverage for eligible individuals and families with limited income and resources.
Depending on the state and program eligibility, Medicaid may cover:
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Nursing home care
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Home and community-based services
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Personal care assistance
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Certain home health services
Comfort Well Care proudly serves Medicaid clients throughout Texas and works with families to determine eligibility and available services.
Funding Solutions for Daily Living Assistance
We provide support and guidance to families seeking funding solutions for home care services in Houston, McAllen, and surrounding communities.
Veterans Home Care Benefits
Income and asset limitations apply. Contact our team to learn more about current qualification guidelines.
VA Aid and Attendance Benefit
The VA Aid and Attendance Benefit is one of the most valuable yet underutilized benefits available to eligible veterans and surviving spouses. Many veterans are unaware that they may qualify for financial assistance to help cover the cost of home care services.
Comfort Well Care is committed to helping veterans and their families understand and access these important benefits.
Eligibility Requirements
To qualify for the VA Aid and Attendance Benefit, applicants generally must:
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Have served at least 90 days of active military duty
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Have served at least one day during an eligible wartime period
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Have received a discharge other than dishonorable
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Require assistance with daily living activities such as:
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Bathing
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Dressing
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Grooming
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Meal preparation
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Mobility assistance
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Managing daily household activities
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Applicants do not need assistance with all activities listed above. Medical documentation must demonstrate a need for regular assistance.
Financial Requirements
Income and asset limitations apply. Contact our team to learn more about current qualification guidelines.
What the Benefit Covers
The Aid and Attendance Pension can help pay for:
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In-home personal care services
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Private-duty home care
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Assisted living services
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Assistance with daily living activities
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Care for veterans who are blind or have significant physical or cognitive limitations
Surviving spouses of eligible veterans may also qualify for benefits.
Helpful Resources
Need Help Understanding Your Options?
Navigating long-term care funding can be overwhelming. Our team is here to help you explore available programs, benefits, and resources that may help reduce the cost of care.
Did you know that over 43.5 million adults in the U.S. provide unpaid care to a family member? Many of these caregivers dedicate more than 24 hours a week to their loved ones’ care.
Comfort Well Care helps you receive Medicaid reimbursement for caring for your family. Learn more about becoming a paid family caregiver.